Outright Gifts Cash gifts are very important to UT Martin. But other gifts to the University are just as valuable. Gifts of stock, real estate, or personal property benefit the donor as an income tax deduction and a way to avoid capital gains taxes. These gifts can be made at one time or over a period of years. Trusts Charitable remainder trusts or annuity trusts can provide income to you or a beneficiary and are tax deductible. Lead trusts provide UT Martin with the income for a fixed number of years. You or your heirs then receive the principal. Bequests Bequests are planned gifts of cash, securities, real estate, or other property in your will. You may also designate UT Martin as the beneficiary of a life insurance policy. Our development office can work with your accountant or attorney to find the best way for you to support UT Martin. Endowments You may choose to endow a scholarship in memory or honor of a loved one or to provide assistance to students from your community. A minimum of $15,000 is required for an endowed scholarship. Gifts can be made at one time or over the course of ten years. Gift Annuities The charitable gift annuity is a simple arrangement that allows you to make a substantial gift to the University and lock in a secure lifetime income for you and/or a loved one.  To establish a gift annuity with UT Martin, you donate cash or marketable securities, and in return the Univesity pledges to pay you and/or another annuitant a fixed annual sum for life.