The University of Tennessee at Martin offers financial assistance to students based on academic achievement and need. To determine student need, the University utilizes the Free Application for Federal Student Aid (FAFSA), which takes into consideration c ertain factors relating to family financial status. Students who have completed degree requirements must not accept any Pell Grant or SEOG funds.

Three basic types of financial aid are made available by the University: (1) scholar-ships/grants, (2) loans, and (3) part-time employment. Some funds for grants and loans are provided through programs sponsored by the federal and state governments. To re ceive federal and/or state financial assistance, students must achieve academic standards consistent with the University's academic continuation policy. If a student is academically suspended and does not attend the University the following semester (summ er semester excluded), or does not bring the cumulative grade point average up to 2.00 after attending another college, he/she must attend full-time for one semester without federal or state aid before he/she may be eligible for additional financial assis tance from federal or state sources.

Application for financial assistance, except for Army ROTC Scholarships, should be made prior to March 1 preceding the academic year in which the student plans to enter, by completing an Application for Admission and a FAFSA. The FAFSA may be obtained fro m Tennessee high school counselors or by request from the Office of Student Financial Assistance. To receive priority consideration for the coming year, the FAFSA should be processed by March 1.

To receive financial aid from the federal financial aid programs, a student must be enrolled as a regular student and must be working towards a degree or certificate.

High scholastic achievement in most instances is the primary basis for awarding scholarships. However, factors such as need, character, and leadership ability are also given consideration by the Committee on Scholarships. Scholarships are available in mos t major areas of study but some are restricted to certain localities, others to certain curricula. Scholarships vary in amounts ranging up to $3,200. One-half of the amount is paid each semester at registration.

The University of Tennessee at Martin expresses gratitude to the following donors of academic scholarships:

Abe Plough/Andy Holt, Advance Seed International Travel, Advance Seed Company Student Development, Alexander, Elsie P., Alley, Clyde and Grace, Agriculture, Alpha Delta Kappa/Beta Delta Chapter, Alpha Omicron Pi Mothers Club, Armstrong, Mary Rachel, Arnol d, Clayton, Teacher Training, Arrow Aluminum/Weakley Co. Schools, Arrow Aluminum Vocal Music, Baker, Dr. William H., Bank of Sharon, Bank of Troy, Bateman-Wyant, History, Beaman, Alvin and Sally, Berry, Amanda Alice, Human Environmental Sciences, Betz, Be tty, Nursing, Bighem, Rosemary, Brayton Foundation of Dyersburg, Bremer, Glen and Bea, Briody, David, Memorial, Bryant, Frank C. Memorial, Burdette, Coach Floyd and Basketball Players, Butler, Laura, Memorial, Byrum, Carolyn, Dance, Callis, Charles, Engin eering, Campbell, David, Campbell, Norman, Memorial, Campbell, Norman D./Martin Rotary Club, Caperton-Kilburn, Charlotte, Carothers, Josie and Dick, Centex Forcum Lannom, Chancellor's Award, Chickasaw-Shiloh RC&D Council Excellence, in Agriculture, City State Bank, Clark, Robert D., Memorial, Coca-Cola Bottling Company, Cohen, Jean Altfeld, Memorial, Colvett, Fred and Marie, Ag and HES, Cole University Scholar, Cook, Marian, Math, Cooper, James and Geneva, Crafton, E.C., Memorial, Culley, William E., Cunningham, C.M., Memorial, Dabbs, Alton, Damon Rivers Headden, Memorial, Davenport, Carroll, ATO, Delta Kappa Gamma/AIpha Eta Chapter, Delta Kappa Gamma/Beta Omega Chapter, Dennis, Mary Jane, Memorial, Dixie Gun Works of Union City, Dresden Garden Club, Dresden Rotary Club, Edwards, B.E., Agriculture, Edwards, Bluford E., Memorial, Elam, Colonel Tom, Endowment for the Arts, Engel, J. Fred, Memorial/Henry I. Siegel Co., Erk, Robert, Evans, Will and John, Memorial, Everett, Fats, Memorial, Farm Credit Serv ices of Mid-America, ACA, Fashion Merchandising, First American National Bank of Milan, Forcum-Lannom, Inc. of Dyersburg, Freed, J.H., Memorial, Freed, Katherine and Helen, Memorial, Fulton, Harriet, Gallien, Glenn S., Education Student and Faculty, Leade rship Award, Gault, Stan, Goodyear, Geology, Gibson County Farm Bureau, Girl Scout Gold Award, Golightly Foundation, Gooch, Boyce, Gooch, C.M., Gooch Academic, Goodrich, Billie Grace, Goodyear Tire & Rubber Company of Union City, Gordon Family, Gorman , Walter P., Memorial, Graham, Hardy, Distinguished, Graham, Hardy, General, Great Lakes Chemical Corporation, Greenfield Banking Company, Guinn, Cynthia, Special Education, Guy, Frederick, "Young Deek" Memorial, Hall, Wilson, Memorial News Writing Award, Hamilton, Arthur, Educational, Hamilton-Ryker, Hammond, Eddie Jr,, Harrison, Madge M. and David, Haury and Smith Contractors, Hedgcock, Ernest Duvall and Fannie Glass, Henderson County Merit, Henson, James C., Tennis, Hillman-Moody, Clarence, Memorial, H ogan, David C., Holloman, Ray, Memorial, Holt, Martha and Andy, Home Ec SMS, IFC Award, Irwin, Beatrice and Buford, Ag and HES, James, E. W., Memorial, Jelks, Bobby, Math/Chemistry, Jones, Howard, Jones, Kellie, English, K-T Distributors, Inc. of Union Ci ty, Kappa Alpha Order, Kefauver, Estes, Memorial, Kellwood Company, Knepp, Earl, Knifley, Louise, Memorial, Lady Pacer, Latimer, Gail, Non-traditional, Leighton Video Communications, Leland Powell Fasteners, Adopt-A-Scholar, Linder, Lionel, Media Day, Mai ntenance Center Family, Malone, Bill and Mary Jo, ROTC, Maness, Michael, Memorial, Martin Business & Professional WomenOs Club, Martin Civitan Club, Martin Kiwanis Club, Martin Lions Club, Martin Marietta Ordnance System, Martin Pilot Club, Martin Rot ary, Project Graduation Book, Mathematics and Computer Science, McArmour Enterprises, McCartney, Don and Sue, McElvain, Carol, Memorial, McGraw, Joan Matheny, McWherter, Lucille, Memorial, Medallion of Merit, Meek, Paul and Martha, Moore, Dr. Robert L., N ations Bank, Natural Resource Management Eagle Award, Neal, Harry, Memorial, Newby, Ernest and Wilma, Memorial, Northwest Area Council Health Care Social Workers, Nunnamaker, Julian, Memorial, Obion County Association for Retarded Citizens, Oliver, Patsy Campbell, Memorial, Pace, Billie Ann, Award, Parker Food and Fiber Scholars, Parks, Nell Pursell, Memorial, Parrish, Laura Ann and William, Memorial, Pennington, Don/Centex Forcum Lannom, Pentecost, Cayce, University Scholar, Pentecost, Elizabeth Dilday, Memorial, Education, Perkins, J.T., Memorial, Phi Mu Alpha Sinfonia, Phillips, J. Paul and Myrtle, Memorial, Physical Education, Pitt, Don, Memorial/Greenfield Rotary Club, Plumley Companies, Post Newsweek Cable, Pritchett, E.B /Martin Rotary Club, Procto r-Forbes, Rawles, Lillian, Educational, Reagan, Hal and Alma, Rodeo, Rehabilitation Corporation, Rezabek, Ernest, Memorial, Roach, Gary and Laurine, Robertson, G.P., Robinson, Matthew, Memorial, Robinson, Niels W. "Doc", Rodeo, Rodeo Booster Club, Rogers, King, Jr., Roseman Family, Ross, Betsy, FFA, Ross, Betsy, Rodeo, Scholar-Athlete, Seale, Carl, Memorial Student Teaching Award, Shanklin, Steve and Darlene, Business, Sharon United Methodist Church, Shatz, Dave, Siegel, Sam and Gladys, Agriculture, Sigma Alpha Iota, Simmons, Milton/Psi Chi, Sims, Scott, Memorial, SL100 Communication, Smith, Don and Anne, Rodeo, Smith, H.B., Memorial, Smith-Priestley-Cammack, Society of Human Resource Management, Chapter 272, Sparks, Arthur L. and Nelle L., Math, Spinks, H.C. Clay Company, Stanford, Gene and Verletta, Stanford, Jessa Coe, Stoker, Virginia Wright, Memorial, Nursing, Suiter, Mark, Agriculture, Swanson, Carl, Memorial/Avon Books, TDS Telecom, Tansil, Wayne, Journalism, Teague, Harvey R., Tennessee Council of Cooperatives, Agriculture, Tennessee Council of Cooperatives, Chemical, Tennessee Farmers Coop/Duncan Roberts Memorial, Tennessee Road Builders Association, Terminix, The Martin Bank/Hal Ramer Memorial, Thurmond, Dr. E.C., Memorial, Tice, William Hall, T odd, Robert, Memorial, Tolley, William, Tomlinson, Muriel, Townsend, Wilbur B., Memorial, Townsend-Kefauver, Triple Crown, Turner, Bertha, Memorial, Twentieth Century Club, Union City Business and Professional Women's Club, Union City Woman's Clinic, UT National Alumni Association, UT Martin Bank, UT Martin Rodeo Grant-ln-Aid, UT Martin Rodeo Scholarship, Vaughn, Charlie Jr., Memorial, Vawter, "Pete", Memorial, Accounting, Vincent Implements, WLJT Broadcast, W.S. Wormser Company of Sharon, Wade, Tom and Patti, Weak ley County Teaching Association, Wechsler, David, Weems, G.H., ROTC, Welch, Ted, Wells, Evelyn, West Tennessee Plant Engineers Society, West Tennessee Soybean Festival, White and Associates, Wilder, Gordon, Williams, Journalism, Wilson, John M., Memorial, Winstead, Betty Lou, WREG-TV/Richards Medical Company, Wright, Dessell T. Company, Wright, Stephen T. and Karen Y., Yates, Mary Lee and Cecil

In 1972, The University of Tennessee received a $1.6 million grant from the late Cecil M. Gooch and Mrs. Gooch of Memphis. The gift, in the form of a trust, provides scholarships based on academic performance and financial need for students at UT Martin a nd at UT Memphis. The Gooch grants are a part of the UT Martin scholarship program.

Students having a minimum ACT composite score of 25 or better (regular or enhanced) and a minimum high school GPA of 3.5 will receive a $1,500 scholarship. (See page 45 for details of the program).

Students invited into the University Scholars Program will be assured of a scholarship package totaling $3,200 for each year of their participation (see page 44 for details of the program).

Salutatorians and presidents of student councils, presidents of Honor Society and Beta Club presidents, and/or state officers in any student organization are eligible for $1,000. Recipients participate in a special leadership development program and may a pply for residence hall staff positions worth approximately $3,400 per year. A student must have a 19 Enhanced ACT composite score (or a 17 ACT composite score if the test was taken prior to October 1989) and be a regularly admitted student to UT Martin.< P>

The Pell Grant Program, a federal student aid program, is available to students who will be attending school as a degree seeking student. The grants are based on a federal formula which measures the ability of the student and his/her family to meet educat ional expenses. Application forms (FAFSA) may be obtained from high school counselors or by contacting the UT Martin Office of Student Financial Assistance. Grants may range up to $2,340. There are no application costs, and the grants do not have to be re paid.

A Tennessee Student Assistant Award is a nonrepayable grant to assist undergraduate students in financing a postsecondary education. Any Tennessee resident who is enrolled or who has been accepted for admission as an undergraduate student by an eligible T ennessee college or university and can establish that he/she needs financial assistance in order to complete his/her education is eligible to apply. Assistance awards range from a minimum of $375 to a maximum of $978, dependent upon the need of the studen t. In no case, however, may an award be greater than the amount of tuition and mandatory fees. The number of students assisted is dependent upon the amount of funds appropriated annually by the Tennessee General Assembly. Application for a Tennessee Stude nt Assistance Award grant is made by completing the FAFSA.

This program of direct gift awards is available to entering freshmen, transfer, and enrolled undergraduate students with exceptional financial need.

The amount of financial assistance a student may receive is determined by the criteria established in the Federal Supplemental Educational Opportunity Grant Program. Basically, these criteria take into account the gross income of the student's parents and the number of children dependent upon this income in relation to the cost of attending the University. Students who apply for financial aid through the FAFSA are automatically evaluated for a Supplemental Educational Opportunity Grant. Funds are limited each year and will be available based on the March 1 priority date.

The United States Army offers financial assistance in the form of four-, three-, and two-year scholarships to qualified men and women on a merit basis. Each scholarship pays full tuition, books (up to $450), related mandatory academic expenses, and a $150 monthly payment during spring and fall semesters. UT Martin provides free dorm rooms, as available, for most Army ROTC scholarship winners. Assignment of rooms is recommended by the Professor of Military Science. Application for the four-year scholarship must be submitted by November 15 to insure full consideration. All application forms may be obtained by writing, or visiting, the Professor of Military Science at The University of Tennessee at Martin, Martin, Tennessee 38238, phone 901-881-7682, or 1-80 0-829-UTM1/ROTC, or applicants may write direct to Army ROTC Scholarship, Fort Monroe, Va. 23651.

Veterans may be eligible to compete for ROTC scholarships and, if eligible, may also receive any VA benefits to which they would normally be entitled. Veterans who return to active duty as officers may count their prior active duty enlisted time toward lo ngevity pay and retirement.

Students who attend the Basic Camp of the Two-Year Program may compete for two-year scholarships while at camp.

Four-year scholarships are awarded to students who will be entering college as freshmen. Three- and two-year scholarships are awarded to students already enrolled in college. Applications for the two- and three-year scholarships are submitted in January a nd February. Additionally the Military Science Department annually awards two, $1,000 Malone and three $200 Weems, one year scholarships. JROTC Battalion Commanders and four selected freshmen entering ROTC are eligible for UT Martin's Leaders in Residence $1000 scholarships. Dedicated National Guard, or Army Reserve, scholarships of full tuition and fees are available for qualified guard or reserve members.

The Perkins Loan, previously named the National Direct Student Loan, is available to students who meet the qualifications of academic achievement and proven financial need. Need is the major factor in determining the amount of financial aid after academic qualifications have been established. Each student is expected to make a reasonable contribution toward the cost of his/her education, and his/her parents are expected to contribute in proportion to their resources before assistance can be extended by th e University. Funds are limited each year. Students who apply for Financial Aid through the FAFSA, and meet the March 1 priority date will be considered for a Perkins Loan.

An eligible undergraduate student may borrow up to a maximum of $3,000 each academic year and up to a maximum total loan of $15,000 in undergraduate school. Interest on Perkins Loans is five percent annually on the unpaid balance, beginning nine months af ter graduation or withdrawal from school. The maximum repayment period is ten years.

Repayment may be deferred while the borrower is enrolled as at least a half-time student at an accredited institution of higher learning or for a period of three years if he/she is serving as a member of the Armed Forces of the United States, Peace Corps, or Vista. Borrowers who teach full time after graduation in a school designated as having a high concentration of students from low income families, or who teach the handicapped, may apply for partial cancellation of their loan for each year of teaching service.

The Tennessee Student Assistance Corporation through participation agreements with banks and other lending institutions, offers long-term personal loans to students to help pay educational expenses. To determine eligibility, a student must apply for finan cial aid through the FAFSA and be admitted to or enrolled at least half-time and in good standing at the University. The repayment period begins six months after graduation or withdrawal from the University. Prior to the repayment period, interest is paid by the federal government.

This program offers an alternative to those students who have no eligibility, or only partial eligibility for the regular Stafford loan. The major difference is that, with the Unsubsidized Stafford, the student is responsible for the accrued interest. Thi s interest will usually be capitalized (added to the amount borrowed until repayment begins after graduation), but may be paid monthly or quarterly while the student is enrolled.

The University participates in the Federal Work-Study Program, a federal government project to make part-time employment opportunities available to students. To be eligible, a student must be accepted for full-time enrollment or be in good standing if cur rently enrolled.

The student may work up to a maximum of 20 hours per week while attending classes. During vacation periods, including summers, the student may work 40 hours per week with the approval of the Office of Student Financial Assistance. Payroll periods are bi-w eekly.

The Office of Student Financial Assistance, in making work-study awards, attempts to place a student in an area related to his/her educational interests. In addition to providing financial assistance, the work-study program is designed to help the student develop a sense of responsibility and accomplishment as well as certain mechanical skills.