The University of Tennessee at Martin offers financial assistance to students based on academic achievement and need. To determine student need, the University utilizes the Free Application for Federal Student Aid (FAFSA), which takes into consideration certain factors relating to family financial status. Students who have completed degree requirements must not accept any Pell Grant or SEOG funds.

Three basic types of financial aid are made available by the University: (1) scholar-ships/grants, (2) loans, and (3) part-time employment. Some funds for grants and loans are provided through programs sponsored by the federal and state governments. To receive federal and/or state financial assistance, students must achieve academic standards consistent with the University’s academic continuation policy. If a student is academically suspended and does not attend the University the following semester (summer semester excluded), or does not bring the cumulative grade point average up to 2.00 after attending another college, he/she must attend full-time for one semester without federal or state aid before he/she may be eligible for additional financial assistance from federal or state sources.

Application for financial assistance, except for Army ROTC Scholarships, should be made prior to March 1 preceding the academic year in which the student plans to enter, by completing an Application for Admission and a FAFSA. The FAFSA may be obtained from Tennessee high school counselors or by request from the Office of Student Financial Assistance. To receive priority consideration for the coming year, the FAFSA should be processed by March 1.

To receive financial aid from the federal financial aid programs, a student must be enrolled as a regular student, must be working towards a degree or certificate, and not have attempted in excess of 150% of hours earned.


High scholastic achievement in most instances is the primary basis for awarding scholarships. However, factors such as need, character, and leadership ability are also given consideration by the Committee on Scholarships. Scholarships are available in most major areas of study but some are restricted to certain localities, others to certain curricula. Scholarships vary in amounts ranging up to $3,200. One-half of the amount is paid each semester at registration.

The University of Tennessee at Martin expresses gratitude to the following donors of academic scholarships:

Abe Plough/Andy Holt
Advance Seed International Travel
Alexander, Elsie P.
Alley, Clyde and Grace, Agriculture
Alpha Omicron Pi Mothers Club
Alpha Omicron Pi Women’s Engineering
Armstrong, Mary Rachel
Arnold, Clayton, Teacher Training
Baker, Dr. William H.
Bank of Sharon
Bank of Troy
Bateman-Wyant, History
Bateman-Wyant, Nursing
Beaman, Alvin and Sally
BellSouth School of Business and Engineering
Berry, Amanda Alice, Human Environmental Sciences
Bighem, Rosemary
Blankenship, Allie Vee Fly
Brann, Adrian and Blanche, University Scholars
Brayton Foundation of Dyersburg
Bremer, Glen and Bea
Briody, David, Memorial
Bryant, Frank C. Memorial
Butler, Laura, Memorial
Byrum, Carolyn, Dance
Callis, Charles, Engineering
Campbell, David
Campbell, Norman, Memorial
Campbell, Norman D./Martin Rotary Club
Caperton-Kilburn, Charlotte
Capstar Broadcasting
Carothers, Josie and Dick
Centex Forcum Lannom
Chancellor’s Award
Chancellor’s Music Instate
Chancellor’s Music Out of State
Chickasaw-Shiloh RC&D Council Excellence in Agriculture City State Bank
Clark, Robert D., Memorial
Coca-Cola Bottling Company
Cohen, Jean Altfeld, Memorial
Colvett, Fred and Marie, Ag and HES
Cole University Scholar
Cook, Marian, Math
Cooper, James and Geneva
Corbitt, James, Project Graduation
Couser, Norman and Viola
Crafton, E.C., Memorial
Cunningham, C.M., Memorial
Dabbs, Alton
Damon Rivers Headden, Memorial
Davenport, Carroll, ATO
Delta Kappa Gamma/Beta Omega Chapter
Dennis, Mary Jane, Memorial
Dixie Gun Works of Union City
Dresden Garden Club
Dresden Rotary Club
Edwards, B.E., Agriculture
Edwards, Bluford E., Memorial
Elam, Colonel Tom
Endowment for the Arts
Engel, J. Fred, Memorial/Henry I. Siegel Co.
Erk, Robert
Evans, Will and John, Memorial
Everett, Fats, Memorial
Farm Credit Services of Mid-America, ACA
Fashion Merchandising
First American National Bank of Milan
Forcum-Lannom, Inc. of Dyersburg
Freed, J.H., Memorial
Freed, Katherine and Helen, Memorial
Fulton, Harriet
Gallien, Glenn S., Education Student and Faculty Leadership Award
Gault, Stan, Goodyear
Gibson County Farm Bureau
Girl Scout Gold Award
Golightly Foundation
Gooch, Boyce
Gooch, C.M.
Gooch Academic
Goodrich, Billie Grace
Goodyear Tire & Rubber Company of Union City
Gordon Family
Gorman, Michael and Diane
Gorman, Walter P., Memorial
Graham, Hardy, Distinguished
Graham, Hardy, General
Great Lakes Chemical Corporation
Greenfield Banking Company
Guy, Frederick, “Young Deek” Memorial
Hall, Wilson, Memorial News Writing Award
Hamilton, Arthur, Educational
Hammond, Eddie Jr,
Harrison, Madge M. and David
Haury and Smith Contractors
Hedgcock, Ernest Duvall and Fannie Glass
Henderson County Merit
Henson, James C., Tennis
Hillman-Moody, Clarence, Memorial
Hogan, David C.
Holloman, Ray, Memorial
Holt, Martha and Andy
Home Ec—SMS
Hoy, Bill
IFC Award
Irwin, Beatrice and Buford, Ag and HES
Ivey, Chris
James, E. W., Memorial
Jelks, Bobby, Math/Chemistry
Jones, Howard
Jones, Kellie, English
K-T Distributors, Inc. of Union City
Kappa Alpha Order
Kefauver, Estes, Memorial
Kellwood Company
Knepp, Earl
Knifley, Louise, Memorial
Lady Pacer
Latimer, Gail, Non-traditional
Leeth, Ken Family
Leighton Video Communications
Leland Powell Fasteners
Lewis, Olee
Linder, Lionel, Media Day
Maintenance Center Family
Malone, Bill and Mary Jo, ROTC
Maness, Michael, Memorial
Martin Civitan Club
Martin Kiwanis Club
Martin Marietta Ordnance System
Maxedon, H.J.
McCabe/UT Martin
McCartney, Don and Sue
McConnell, Russell Vay, Memorial
McCutchen, Tom, Memorial
McElvain, Carol, Memorial
McGraw, Joan Matheny
McNairy County Center
McWherter, Lucille, Memorial
Medallion of Merit
Meek, Paul and Martha
Moore, Dr. Robert L.
Neal, Harry, Memorial
Newby, Ernest and Wilma, Memorial
Noble, Tom, Management
Northwest Area Council Health Care Social
Nunnamaker, Julian, Memorial
Obion County Association for Retarded Citizens
Oliver, Patsy Campbell, Memorial
Pace, Billie Ann, Award
Parker Food and Fiber Scholars
Parks, Nell Pursell, Memorial
Parrish, Laura Ann and William, Memorial
Parry-Winkles/McNairy County
Pennington, Don/Centex Forcum Lannom
Pentecost, Cayce, University Scholar
Pentecost, Elizabeth Dilday, Memorial, Education
Perkins, J.T., Memorial
Perry, Margaret N. Health Sciences
Phi Mu Alpha Sinfonia
Phillips, J. Paul and Myrtle, Memorial
Physical Education
Pitt, Don, Memorial/Greenfield Rotary Club
Plumley Companies
Post Newsweek Cable
Pritchett, E.B /Martin Rotary Club
Reagan, Hal and Alma, Rodeo
Rehabilitation Corporation
Retired Faculty Accounting
Rezabek, Ernest, Memorial
Roach, Gary and Laurine
Robertson, G.P.
Robinson, Matthew, Memorial
Robinson, Niels W. “Doc”, Rodeo
Rodeo Booster Club
Rogers, King, Jr.
Roseman Family
Ross, Betsy, FFA
Ross, Betsy, Rodeo
ROTC Alumni
ROTC Camp Challenge
ROTC Leader-In-Residence
Seale, Carl, Memorial Student Teaching Award
Shanklin, Steve and Darlene, Business
Sharon United Methodist Church
Shatz, Dave
Siegel, Sam and Gladys, Agriculture
Sigma Alpha Iota
Simmons, Milton/Psi Chi
Sims, Scott, Memorial
SL100 Communication
Smith, H.B., Memorial
Sparks, Arthur L. and Nelle L., Math
Spectrum/McNairy County
Spinks, H.C. Clay Company
Stanfill, Mary, 4-H
Stanford, Gene and Verletta
Stanford, Jessa Coe
Stoker, Virginia Wright, Memorial, Nursing
Suiter, Mark, Agriculture
Swanson, Carl, Memorial/Avon Books
TDS Telecom
Tansil, Wayne, Journalism
Taylor, Patrick R., Memorial
Teague, Harvey R.
Tennessee Council of Cooperatives,
Tennessee Council of Cooperatives, Chemical
Tennessee Farmers Coop
Tennessee Road Builders Association
Thurmond, Dr. E.C., Memorial
Tice, William Hall
Tice 4-H Award
Todd, Robert, Memorial
Tolley, William
Tomlinson, Muriel
Townsend, Ed, Memorial
Tri Beta Alumni
Triple Crown
Twentieth Century Club
Unger, Langdon, Sr.
Union City Business and Professional Women’s Club
Union City Woman’s Clinic
Union Planters Bank/Hal Ramer Memorial
U.S. Tobacco Company Agriculture
UT National Alumni Association
UT Martin Bank
UT Martin Northwest TN Law Enforcement
UT Martin Rodeo Grant-ln-Aid
UT Martin Rodeo Scholarship
Vaughn, Charlie Jr., University Scholar
Vawter, “Pete”, Memorial, Accounting
Vick, Henry Oscar, Jr.
Vincent Implements
WLJT Broadcast
W.S. Wormser Company of Sharon
Wade, Tom and Patti
Walton, Carol Agriculture
Weakley County Bank
Weakley County Teaching Association
Wechsler, David
Weems, G.H., ROTC
Welch, Ted
Wells, Evelyn
West Tennessee Plant Engineers Society
West Tennessee Soybean Festival
White and Associates
Whittington Family Scholarship
Wilder, Gordon
Williams, Bill, Theatre
Williams, Journalism
Winstead, Betty Lou
Wright, Dessell T. Company
Wright, Stephen T. and Karen Y.
Yates, Mary Lee and Cecil


In 1972, The University of Tennessee received a $1.6 million grant from the late Cecil M. Gooch and Mrs. Gooch of Memphis. The gift, in the form of a trust, provides scholarships based on academic performance and financial need for students at UT Martin and at UT Memphis. The Gooch grants are a part of the UT Martin scholarship program.


Students having a minimum ACT composite score of 25 or better (regular or enhanced) and a minimum high school GPA of 3.5 will receive between $1,500 and $2,500 in scholarships. (See page 48 for details of the program).


Students invited into the University Scholars Program will be assured of a scholarship package totaling $3,200 for each year of their participation (see page 48 for details of the program).


Presidents of student councils, presidents of Honor Society and Beta Club presidents, and/or state officers in any student organization are eligible for $1,000. Recipients participate in a special leadership development program and may apply for residence hall staff positions worth approximately $3,400 per year. A student must have a 19 ACT composite score and be a regularly admitted student to UT Martin.


This is a $1,000 freshman year award. Recipients are not required to live on campus or participate in the Leaders program.


Consideration is given to students with a minimum 21 ACT composite and a minimum 3.25 High School Grade Point Average. Recipients can receive $3,000 per year for four years if continuation requirements are met. Recipients must be an African-American student who resides in Tennessee.



The Pell Grant Program, a federal student aid program, is available to students who will be attending school as a degree seeking student. The grants are based on a federal formula which measures the ability of the student and his/her family to meet educational expenses. Application forms (FAFSA) may be obtained from high school counselors or by contacting the UT Martin Office of Student Financial Assistance. Grants may range up to $3,000. There are no application costs, and the grants do not have to be repaid.


A Tennessee Student Assistant Award is a nonrepayable grant to assist undergraduate students in financing a postsecondary education. Any Tennessee resident who is enrolled or who has been accepted for admission as an undergraduate student by an eligible Tennessee college or university and can establish that he/she needs financial assistance in order to complete his/her education is eligible to apply. Assistance awards range from a minimum of $678 to a maximum of $1,122, dependent upon the need of the student. In no case, however, may an award be greater than the amount of tuition and mandatory fees. The number of students assisted is dependent upon the amount of funds appropriated annually by the Tennessee General Assembly. Application for a Tennessee Student Assistance Award grant is made by completing the FAFSA.


This program of direct gift awards is available to entering freshmen, transfer, and enrolled undergraduate students with exceptional financial need.

The amount of financial assistance a student may receive is determined by the criteria established in the Federal Supplemental Educational Opportunity Grant Program. Basically, these criteria take into account the gross income of the student’s parents and the number of children dependent upon this income in relation to the cost of attending the University. Students who apply for financial aid through the FAFSA are automatically evaluated for a Supplemental Educational Opportunity Grant. Funds are limited each year and will be available based on the March 1 priority date.


The United States Army offers financial assistance in the form of four-, three-, and two-year scholarships to qualified men and women on a merit basis. Each scholarship pays full tuition, books (up to $450), related mandatory academic expenses, and a $150 monthly payment during spring and fall semesters. To qualify, the student must:

1. Complete all requirements for a commission and a college degree and be under 27 years of age on June 30 of the year in which they become eligible for commissioning.

2. Meet and maintain the required medical standards and height and weight requirements of Army Regulation 40-501.

3. Agree to complete the requirements for a commission, to accept either a Regular Army or Reserve commission, and to serve on Army active duty, Army Reserve, or Army National Guard for a period specified.

4. Be continually enrolled for 45 days after the academic start date of the fall semester at UT Martin and take and pass the Army Physical Fitness Test (APFT), in accordance with Army Field Manual 21-20.

UT Martin provides free dorm rooms, as available, for most Army ROTC Three and Two year scholarship winners. Assignment of rooms is recommended by the Professor of Military Science.

Application for the four-year scholarship must be submitted by November 15 to insure full consideration. Four-year ROTC scholarship winners with an ACT score of 25 and above and a high school CGPA of 3.5 are awarded room and board scholarships by UT Martin on a limited basis. Winners must maintain a CGPA of 3.2 on campus, a ROTC GPA of 3.0, and remain enrolled in ROTC. Four-year ROTC scholarship winners are not eligible for other university scholarships incentives upon acceptance of the room and board offer. All application forms may be obtained by writing, or visiting, the Professor of Military Science at The University of Tennessee at Martin, Martin, Tennessee 38238, phone 901-881-7682, or 1-800-829-UTM1/ROTC, or applicants may write direct to Army ROTC Scholarship, Fort Monroe, Va. 23651.

Veterans may be eligible to compete for ROTC scholarships and, if eligible, may also receive any VA benefits to which they would normally be entitled. Veterans who return to active duty as officers may count their prior active duty enlisted time toward longevity pay and retirement.

Students who attend the Basic Camp of the Two-Year Program may compete for two-year scholarships while at camp.

Four-year scholarships are awarded to students who will be entering college as freshmen. Three- and two-year scholarships are awarded to students already enrolled in college. Applications for the two- and three-year scholarships are submitted in January and February. Students enrolled in an advanced education program beyond the baccalaureate degree may also apply providing the applicant is a full time student with a minimum of two years remaining before advance degree completion and meet the age requirement. Additionally the Military Science Department annually awards two, $1,000 Malone and three $200 Weems, one year scholarships. The COL(R) Tom Elam ROTC Alumni endowment scholarship is awarded annually by recommendation of the ROTC Alumni Associates. The Elam scholarship is a one year scholarship with the amount varying over $750. JROTC Battalion Commanders and four selected freshmen entering ROTC are eligible for UT Martin’s Leaders in Residence $1,000 scholarships. Dedicated National Guard, or Army Reserve, scholarships of full tuition and fees are available for qualified guard or reserve members.



The Perkins Loan, previously named the National Direct Student Loan, is available to students who meet the qualifications of academic achievement and proven financial need. Need is the major factor in determining the amount of financial aid after academic qualifications have been established. Each student is expected to make a reasonable contribution toward the cost of his/her education, and his/her parents are expected to contribute in proportion to their resources before assistance can be extended by the University. Funds are limited each year. Students who apply for Financial Aid through the FAFSA, and meet the March 1 priority date will be considered for a Perkins Loan.

An eligible undergraduate student may borrow up to a maximum of $3,000 each academic year and up to a maximum total loan of $15,000 in undergraduate school. Interest on Perkins Loans is five percent annually on the unpaid balance, beginning nine months after graduation or withdrawal from school. The maximum repayment period is ten years.

Repayment may be deferred while the borrower is enrolled as at least a half-time student at an accredited institution of higher learning or for a period of three years if he/she is serving as a member of the Armed Forces of the United States, Peace Corps, or Vista. Borrowers who teach full time after graduation in a school designated as having a high concentration of students from low income families, or who teach the handicapped, may apply for partial cancellation of their loan for each year of teaching service.


The Tennessee Student Assistance Corporation through participation agreements with banks and other lending institutions, offers long-term personal loans to students to help pay educational expenses. To determine eligibility, a student must apply for financial aid through the FAFSA and be admitted to or enrolled at least half-time and in good standing at the University. The repayment period begins six months after graduation or withdrawal from the University. Prior to the repayment period, interest is paid by the federal government.


This program offers an alternative to those students who have no eligibility, or only partial eligibility for the regular Stafford loan. The major difference is that, with the Unsubsidized Stafford, the student is responsible for the accrued interest. This interest will usually be capitalized (added to the amount borrowed until repayment begins after graduation), but may be paid monthly or quarterly while the student is enrolled.


The University participates in the Federal Work-Study Program, a federal government project to make part-time employment opportunities available to students. To be eligible, a student must be accepted for full-time enrollment or be in good standing if currently enrolled.

The student may work up to a maximum of 20 hours per week while attending classes. During vacation periods, including summers, the student may work 40 hours per week with the approval of the Office of Student Financial Assistance. Payroll periods are bi-weekly.

The Office of Student Financial Assistance, in making work-study awards, attempts to place a student in an area related to his/her educational interests. In addition to providing financial assistance, the work-study program is designed to help the student develop a sense of responsibility and accomplishment as well as certain mechanical skills.