Long-Term Disability

The Prudential Income Protection Plan, a Voluntary Long Term Disability Insurance coverage, is issued by The Prudential Insurance Company of America (Prudential). We call it an “income protection plan” because that’s exactly what it does: it replaces a portion of your income if you’re too sick or injured to work and earn a paycheck. That’s a good thing because almost 70% of working Americans admit they could not cover normal living expenses for a year and 38% could not pay their bills for more than three months if their employment income was lost.1 Even better, the Prudential Income Protection Plan can help provide the coverage you need, and the cost may be less than coverage you might find on your own.


Today is the day to secure tomorrow. While it is true that comprehensive medical insurance may pay for many of your medical expenses should you become sick or injured, it does not help pay your bills if you cannot work due to a disabling illness or injury. How would you pay bills such as these without your regular income? Groceries, Mortgage or rent, Utility bills, Car payments, Cell phone, Cable or satellite TV.

To learn more or enroll:

Contact Bill Brundige in Human Resources at 731-881-7850, or wrbrundi@utm.edu.


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