Banking/Finance/Investments

Hughes Clardy
Senior Vice-President & Senior Trust Officer
First Citizen's National Bank
P.O. Box 370
Dyersburg, TN 38024
(731) 287-4245
hclardy@firstcitizens-bank.com
Higher Education; The WestStar Experience; Estate & Tax Planning; Economy & Investments

Dotty Jones
Chief Administrative Officer
Security Bank
P.O. Box 27
Trenton, TN 38382
(731) 855-2011
djones@downhomebank.com
Banking

Della Ligon
Branch Manager
First South Bank
308 West Main
Brownsville, TN 38012
(731) 772-2919
della@1stsouth.com
Finance & Investments

Tom Payne
Professor of Finance
Chair of Excellence in Banking
UT Martin
109 Business Admin. Building
Martin, TN  38238
(731) 881-7324
tpayne@utm.edu
Economic Outlook; The Future is Not What it Used to Be: Globalization, Outsourcing, and the Service Economy; Higher Education; Did They Say?  Federal Reserve Policies for Dummies and Normal People; The Future of Community Banking; What Every Student Should Know about Personal Finance